Welcome to GCA Lending

Your Trusted Wholesale Partner for Reverse Mortgages and Non-QM Loans

Helping you achieve financial freedom with clarity, integrity, and personalized solutions.

Low Rate. Zero Hassles.

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About GCA Lending

Expert Financial Solutions Tailored to Your Needs

At GCA Lending, we prioritize speed and effective communication to ensure smooth closings for your deals. Partnering with us means you’re more than just a file—we are dedicated to keeping the process seamless and efficient.

Send us your Reverse Mortgage and NON-QM deals, and experience how we can deliver faster closings and exceptional results for you and your clients.

Established Since

1998

Required Documents for Non-QM Loan Submission

To process your loan application smoothly, please ensure you have the following documents ready for submission:

Application with Disclosures
HECM Counseling Certificate (Signed and dated)
Legible Copy of Borrower(s) ID(s)
Legible Copy of Borrower(s) Social Security Card
Residence Card (Front and back, if applicable)
Contact Information Sheet
Credit Report
Social Security Awards Letter
Pay Stubs (if employed)
Property Tax Bill
Hazard Insurance Policy
Flood Insurance Policy
Condo Documents
HOA Coupon
Recent 2 Months of Bank Statements
Our Value

Building Trust Through Excellence and Integrity

We are dedicated to delivering transparent, reliable, and personalized financial solutions to empower your success and peace of mind.

Our Vision

Your Trusted Partner for Reverse Mortgages and Non-QM Loans At GCA Lending, we believe every loan officer deserves the best lender. With our expertise in reverse mortgages and non-QM loans, we’re here to provide the support, communication, and speed you need to serve your clients effectively.

Our Mission

Trust us to help you close deals faster and with confidence. Partner with GCA Lending today—because you deserve nothing less than the best.

Our Motto

"Empowering Dreams, One Solution at a Time."

What we offer

Our Comprehensive Services for Your Financial Goals

Reverse Mortgages

Helping you tap into your home equity to enhance retirement or meet other financial needs.

Non-QM Loans

Providing flexible lending options for clients who don't fit traditional loan criteria.

How it Works

Simple Steps to Secure Your Non-QM Loan

Step 1
Initial Consultation

Contact us 786-660-0945 with your financial needs of a Reverse loan or Non QM and explore the best loan options tailored to your borrower .

Step 2
Document Collection

Gather and submit all necessary documents, including identification, financial records, and property details, for a smooth application process.

Step 3
Application Review

We review your application, verify your information, and provide guidance on any additional requirements.

Step 4
Third-Party Appraisals and Reports

A professional appraisal or credit report may be required. We'll coordinate these steps to ensure compliance with lending requirements.

Resources

Explore My Resources

GCA Contact Sheet
GCA Lending Credit Card Form
GCA Lending Submission Checklist
GCA Scenario Request Form
Why Choose GCA Lending?

At GCA Lending, You’re More Than Just a Number

Unlike the big lenders where you’re just another file, here at GCA Lending, you’re a valued loan officer. Our goal is simple: to help you close your deals as quickly as you need.

We prioritize personalized service, open communication, and a commitment to delivering results—because your success is our success. Let’s work together to make every closing smooth and efficient.

Expert Guidance

With years of experience, we offer in-depth knowledge of reverse mortgages and non-QM loans.

Personalized Solutions

We understand that every client’s situation is unique, so we provide customized solutions to fit your financial goals.

Transparency

We believe in full transparency regarding all fees and charges, so you always know what to expect.

Client-Focused

We prioritize your needs and ensure you receive the best service and advice throughout the loan process.

Get in touch

What can we help you with today?

If you have questions or are ready to explore your options, we are here to help. Contact us today 786-660-0945
Location

14100 Palmetto Frontage Road Miami Lakes FL 33016

786-660-0945

crobledo@gcalending.com

Send us a message